--- title: Is what you're doing legal? description:   Yes, what we are doing is legal. We leverage a consumer-consented approach in our products. --- [Skip to content](https://consumer.truv.com/is-what-youre-doing-legal#main-content) [![logo-truv-4](https://consumer.truv.com/hubfs/logo-truv-4.svg)](https://consumer.truv.com/?hsLang=en) Open main navigation Close main navigation How can we help? - There are no suggestions because the search field is empty. 1. [Consumer Help Center](https://consumer.truv.com/?hsLang=en) 2. [About Truv](https://consumer.truv.com/about-truv?hsLang=en) # Is what you're doing legal?   Yes, what we are doing is legal. We leverage a consumer-consented approach in our products. - The [Consumer Protection Principles](https://files.consumerfinance.gov/f/documents/cfpb_consumer-protection-principles_data-aggregation.pdf), issued by the Consumer Financial Protection Bureau (CFPB), allows end users to provide access to third parties to efficiently access their data. For example, if John Doe, an end user, wants to allow Truv to access his pay stubs on his behalf, that is legal. - Additionally, [Section 1033 of the Dodd Frank Act](https://www.cftc.gov/sites/default/files/idc/groups/public/@swaps/documents/file/hr4173_enrolledbill.pdf)grants consumers the right to access their personal information in a usable electronic format. - [About Truv](https://consumer.truv.com/about-truv?hsLang=en) - [Troubleshooting](https://consumer.truv.com/troubleshooting?hsLang=en) - [Rights & Disclosures](https://consumer.truv.com/rights-disclosures?hsLang=en) - [Connecting Accounts](https://consumer.truv.com/connecting-accounts?hsLang=en) - [Data Sharing](https://consumer.truv.com/data-sharing?hsLang=en) - [Privacy & Security](https://consumer.truv.com/privacy-security?hsLang=en) [![Chill listening crop-3](https://consumer.truv.com/hubfs/logo-truv-bl-1.svg "Chill listening crop-3")](https://consumer.truv.com/?hsLang=en) Truv Consumer Help Center Copyright © 2026, Truv Inc.